Pace nation program 0$ down , 18 months no payment 100% financing

PACE covers 100%

Property Assessed Clean Energy (PACE)
PACE was conceived as a way for homeowners to finance energy efficiency and storm hardening upgrades with no credit checks and no money down. Property owners who agree to the program terms for financing, repay through a non-ad valorem special assessment added to their property tax bill.

Through the PACE program, property owners can fund permanent home improvements which include most products affixed to a property and reduce on-site electric usage, assist in hurricane protection, and/or produce onsite renewable electricity. These range from rooftop solar systems, impact doors and windows, hurricane-resistant roofing, energy-efficient air conditioning systems, hot water heaters, solar pool heating, low-flow plumbing systems, insulated siding and awnings.

  • PACE allows a property owner to finance improvements without a large up-front cash payment.
  • PACE spreads repayment over many years, typically 15-20 years.
  • Qualified improvements typical of PACE generally increase the value of the property.

PACE assessment is tied to the property not on the individual. Under Florida law, property taxes stay with the property when it is sold and the same is true of an assessment. Therefore, if you sell the property the new homeowner would then take over the balance of the assessment.
Failure to pay the PACE assessment is treated the same as nonpayment of taxes.

PACE covers 100% of the costs of installing new solar panels or efficiency upgrades on your home.

PACE assessment covers all fees and labor costs associated with the project and bundles the cost into one line on our property tax bill.

PACE typically allows finance terms up to 20 years, longer than many other sources of funding.

This long-term financing enables projects with long paybacks, not just low-hanging fruit. Long terms mean the annual PACE repayment can be less than the amount being saved on annual utilities on the project, so you may see an immediate increase in cash-in-pocket from day one.